Life Insurance Calculator Share on facebook Share on twitter Share on linkedin Share on email Use our life insurance calculator to find out how much life insurance cover you’ll need. A life insurance calculator estimates how much money your spouse would need, if you died, to pay off debts and fund immediate costs such as … Read more
Duty of Disclosure Share on facebook Share on twitter Share on linkedin Share on email Duty of Disclosure is about what you need to tell the insurer and your broker. Always tell the truth Insurance is based on the principle of utmost good faith. Put simply, you have a duty to provide truthful, complete and … Read more
What is life insurance underwriting? Share on facebook Share on twitter Share on linkedin Share on email What is Underwriting in life insurance? Underwriting is the process of evaluating an insurance application that involves determining an applicant’s risk by reviewing his/her medical information, financial information and lifestyle, and taking the applicant’s age and gender into consideration. Applying … Read more
Policy Wording Passback Share on facebook Share on twitter Share on linkedin Share on email What is Policy Wording Passback? The best life insurance companies in New Zealand have a built-in policy benefit called ‘policy wording pass back’, which means when they announce policy enhancements these are also passed-back to existing customers. In practical terms, … Read more
What is Premium Holiday in life Insurance? Share on facebook Share on twitter Share on linkedin Share on email Premium Holiday is a built-in life insurance policy benefit, that allows you to stop paying premiums – usually, after you’ve paid premiums and the policy has been continuously in force for at least six consecutive months, … Read more
How Special Events Increase Benefit works? Share on facebook Share on twitter Share on linkedin Share on email The best life insurance companies in New Zealand give you the flexibility to increase cover as your circumstances change and you reach important anniversaries or events in your life. What are Special Events Increase Benefits? The Special … Read more
life insurance for married couples in 2021 – Family Guide Share on facebook Share on twitter Share on linkedin Share on email Why should a married couple have life insurance? Life insurance for married couples is the best financial foundation for couples that rely on the spouse’s income to pay bills or debt. Life insurance is tax-free … Read more
