We get claims paid
COVID19 - WE ARE OPEN - no exclusions or out-clauses for pandemics.

0800 25 99 25

Monday to Friday 9am to 8pm

Income Protection Benefit Period

The length of time that your income protection is paid for (upon successful claim) is known as your benefit period. During the benefit period, your insurer pays your agreed monthly benefit. Insurers typically offer the following Benefit Periods: 2 years 5 years age 65 age 70

Income Protection with Needlestick Cover

The Needlestick benefit is an essential feature of your policy if you’re a medical professional. Doctors, nurses, paramedics, and surgeons are all medical professionals exposed to needle stick injury, which can result in infections and diseases. That ultimately can lead to loss of income, job, and health. Working as a medical professional can mean taking … Read more Income Protection with Needlestick Cover

What exactly is an income protection waiting period?

An income protection insurance waiting period is the duration you must wait for when you become disabled due to illness or injury to the time you become eligible to start receiving income protection benefit payments. Depending on the policy and what you select, waiting periods can range from 2 weeks and up 104 weeks.

How does Income Protection Insurance work?

Income Protection Insurance in New Zealand is a policy that pays a weekly, fortnightly or monthly benefit for 2 or 5 years, or until age 65 or 70, to the person insured who is unable to work due to illness or accident after an agreed waiting period of between 2 – 104 weeks.

Is Income Protection Insurance Tax Deductible?

The short answer is yes, provided the benefit from the insurance policy is taxable. Basically works like this. If you take a tax deduction for the insurance premium paid, then the proceeds on a claim become tax assessable.