Farming operations interruption
If your production or your farm as a whole would shut down if important infrastructure (eg. milking sheds) were to be damaged, this is the option for you. This insurance will cover you from lost turnover and will also pay extra wages that you need to maintain production manually. There is a number of optional extensions that can be attached, including natural disaster cover and electrical breakdown protection.
Livestock interruption
Covers your essential high-value animals for death, injury and fertility. Additional options are also available to extend your insurance to cover working dogs, horses, transit and livestock herds.
Lost income​
What would happen if your Dairy shed burns down or worse is rendered inoperable by an EQ?
(EQ is worse as you and everyone else is in the same position).
In an M. Bovis environment expecting to be able to milk at the neighbors shed is not realistic. If you are a contract/share milker the owner is not required to top up your income under the standard Federated Farmers contract.