Protected by New Zealand's top insurers
— guided by advisers who work for you.
We work with some of the NZ’s leading insurers
Trusted by New Zealanders
Personal Insurance Plans
Protecting You and Your Family
Your life circumstances and goals can change quickly, and your wealth protection needs will change over time.
The strategy for a young person at the start of their career will differ from that of a young family or a person with accumulated assets.
No matter your situation, our tailored protection plan provides peace of mind, whether you are single, a couple, or someone with accumulated wealth.
Insurance for Medical Professionals
Insurance for medical professionals and their practices
At LifeCovered, we excel at providing insurance solutions to medical professionals. We respect the hard work you’ve invested in your professional career.
We work with you to tailor insurance protection plans that give you peace of mind and prepare you for tomorrow’s uncertainties.
It’s your future.
Insurance for IT-professionals
It-Professionals protection plans
Our specialised insurance plans are designed with you in mind, offering comprehensive insurance advice and peace of mind. Don’t leave your skill and experience at risk – get the protection you need today.
Protection for your business journey
Protecting Your Business Income and Employees
You’ve worked hard to establish your business and are now looking to protect your assets from business interruption so you can do what you do best — grow your business.
We make the process easy
Discover
A conversation about what you want insurance to do for you, so you have peace of mind today and tomorrow.
Design
Together we explore insurance options that fit you and your budget.
Deliver
Once a plan is chosen, we activate it and schedule annual reviews to keep it on track.
Insurance Claims Paid
Successful Insurance Claims
The numbers speak for themselves. Here are some of the most recent claims.
Income Protection Claim
Carpenter
$6,750
per month
Income Protection Claim
Government Advisor
$7,500
per month
Health Insurance, Back Surgery
Investment Advisor
$29,500
hospital bill paid
Trauma Insurance Claim
Teacher
$125,000
one-off tax-free payment
Life Insurance Claim
Business Owner
$475,000
one-off tax-free payment
Health Insurance, Back Surgery
Retired Teacher
$27,550
hospital bill paid
Ready to talk?
Did you know insurers charge advisor fees whether or not you use an advisor?
There are no extra charges beyond the cost of your insurance to work with us.
Frequently Asked Questions
Nope! Our service is 100% free for you to use. We help you compare and choose the best insurance cover—without charging you a cent.
When you take out a policy through us, the insurance company pays us a commission.
This commission is already built into the price of every insurance policy, whether you go directly to the insurer or through us.
Not at all. You’ll pay exactly the same price, whether you go to the insurer directly or let us help you.
In fact, because we compare multiple insurers, we’re often able to help you find better value for your needs.
Absolutely. We are completely unbiased in our recommendations.
We only work with a carefully selected group of New Zealand’s top insurers, and our advice is always based on what’s best for you, not what pays us more.
We’re here for the long haul. We help with:
Reviewing your policy as life changes
Making claims easy and stress-free
Answering questions anytime—at no cost
Speak with a LifeCovered adviser to explore insurance options tailored to your life stage, priorities, and budget. Our goal is to help you get the right protection without paying more than you need to.
We’re flexible in how we meet:
In person in Tauranga, Hamilton, Auckland, or Wellington
Or online via Zoom, Microsoft Teams, or Skype at a time that suits you best
Let’s make insurance easy, clear, and designed around you.