The difference advice can make
Same contributions. Same years. The difference is a fund choice that fits you, made early and reviewed as life changes.
KiwiSaver Advice
Most Kiwis are in the wrong fund. Are you?
Your KiwiSaver is probably your largest investment, yet most people set it and forget it. We compare the market and find the right fit for your age, goals, and risk profile.
The problem
Set it. Forget it. Retire with less.
Most Kiwis don’t end up in the wrong fund through a bad decision. They end up there through no decision at all.
- Age25Your fund: Default
Stuck on default
Enrolled automatically, never switched. Default funds are built to be safe, not to grow.
- Age45Your fund: Default
Wrong fund for your age
Income, family and goals have all moved on. Your KiwiSaver settings haven't.
- Age65Your fund: Default
Never reviewed
Same fund as the day you signed up, and no one ever checked it was still the right one.
Why LifeCovered
Planning brings the whole picture into focus.
Live your financial life in harmony with what you value most.
It's the people in your life that matter, not the things. We plan for them.
How the review works
Purpose
What the money is for. First home or retirement, that sets the fund.
Plan
Your timeframe, your values, 300+ funds. One recommendation, in writing.
Patience
Stay in the right fund long enough and the entry price stops mattering.
Step one starts here