Protect My Employee
Your team shows up every day. What happens when they can't?
Group cover turns your employment package into a genuine competitive advantage: attract better people, keep them longer, and protect them when it matters most. No adviser fee, ever.
$1.2M+
Paid in claims
to LifeCovered clients
$0
Adviser fee
paid by the insurer
Any size
Cover tailored
to your team and sum insured
5 insurers
Whole market
AIA, Asteron Life, Partners Life, Chubb Life, Fidelity Life
Group cover types
Build a package from the options below. Most employers mix two or more to match their team.
Group Life Insurance
Lump-sum payment to an employee's family if they pass away on your payroll.
No medical for most staff
Group Health Insurance
Fast specialist access and private treatment for fewer sick days.
nib and Southern Cross
Group Trauma Cover
Lump sum if an employee is diagnosed with cancer, stroke, heart attack, and more.
Cancer, heart attack, stroke and more
Group Income Protection
Replaces a portion of income if a team member is medically unfit to work.
Illness, cancer, mental health and more
Group TPD Insurance
Lump sum if an employee is permanently unable to return to work.
Works alongside Group IP
Group cover. Individual-quality advice.
Most employers assume group insurance is complicated, expensive to set up, or only worth it for large businesses. None of that is true.
Group plans through LifeCovered are available to businesses of almost any size. They often come with simpler underwriting than personal policies, meaning your team may qualify for cover they could not get on their own.
Whether you are a Hamilton tradie with five staff or a Wellington practice with forty, we will put together a package that fits your team and your budget. And because we are paid by the insurer, not by you, there is no cost to set it up.
What to expect
Simple to set up. Valuable from day one.
Three steps from a first chat to a covered team, and the advice costs you nothing.
- 1
Step 01
Tell us about your team
The first conversation is just a chat. No forms, no commitment. Once you are ready, we need a brief staff list to get quotes from the market.
No forms, no commitment
- 2
Step 02
We compare the whole market
We approach the insurers, assess the options, and come back with a clear recommendation that fits your team size, industry, and budget.
Quotes from the whole market
- 3
Step 03
You choose, we handle the rest
Once you are happy with the plan, we manage setup, staff onboarding, and ongoing changes as your team grows.
We handle setup and onboarding
Willi
Free, and it starts with a chat.
Looking for a group insurance adviser?
Willi Olsen can help you build a package that fits your team and your budget, at no cost to you.
Willi Olsen · Financial Adviser