LifeCovered provides life, trauma, health, income protection and mortgage protection insurance advice to New Zealanders, alongside mortgage and KiwiSaver advice. Since 2018 we've helped doctors, dentists, veterinarians, self-employed professionals, business owners and families compare options across New Zealand's leading providers to find the right fit. Based in Hamilton, we advise clients nationwide by Zoom, Google Meet and phone.
The Fine Print…
Yep, here comes the legal bit. LifeCovered operates this website to provide general information and education about insurance and financial protection. LifeCovered, established in 2018, is a registered Financial Advice Provider (FSP675171) and a trading name of LifeCovered Limited, authorised and regulated by the Financial Markets Authority (FMA).
We offer personalised financial advice tailored to your needs in areas like life insurance, trauma/critical illness, mortgage protection, income protection, health cover, and KiwiSaver.
We work with a handpicked panel of trusted insurers, selected for their strong financial backing, fair and consistent underwriting, and solid track record with claims. From this group, we compare a wide range of policies to help you find cover that fits your life, your needs, and your budget.
How we’re paid
When you take out a policy through LifeCovered, the insurance company pays us a commission, not you. That means our advice and service come at no extra cost. You’ll pay the same premium whether you go directly to the insurer or through us.
The difference? With LifeCovered, you get honest advice, tailored recommendations, and ongoing support, all included in the price. We compare the market to find the best fit for your situation, and because we’re not tied to any one insurer, our advice is always focused on what works best for you. No sales targets, no hidden agendas: just smart, straightforward guidance.
You’ll only receive personalised financial advice during a consultation, not from general content on this website.
While we keep the information on this site up to date, it may not apply to your specific situation. Any premium estimates shown are indicative only and subject to underwriting. The insurer will confirm final terms and pricing.
Please remember, the general content on this site isn’t personal advice. For financial decisions that affect you and your whānau, we recommend speaking with a qualified financial adviser, accountant, or legal professional.
