A collection of timely articles anything life & health insurance related. Please note these articles are not advice. Get in touch with us for specialist life & health insurance advice.
Compare Life Insurance NZ [2026]: Best Companies & Quotes Who are the best life insurance companies? Willi Olsen Protection Specialist · FSP524986 Sol Brown Protection Specialist · FSP1009612 Compare Life Insurance Quote Updated June 2026 · 8 min read The best life insurance is the one that pays when you claim, and pays fast. No … Read more
Wellbeing One vs Wellbeing Two: Comparison 2026 The main difference is that Wellbeing One covers specialist consultations, diagnostic imaging, and tests only within six months after surgery, chemotherapy, or radiation, while Wellbeing Two provides the same cover without the six-month limit, offering greater flexibility and longer access to follow-up care. Wellbeing One and Wellbeing Two … Read more
Home / Compare Health Insurance NZ in 2026: Best Companies & Quotes Choosing the best health insurance in New Zealand is ultimately about protecting your time, your health, and your hard-earned money. While health insurance is optional, it gives you faster access to treatment, more choice of specialists, and financial protection from medical bills that … Read more
What is life insurance underwriting? What is Underwriting in life insurance? Underwriting is the process life insurers use to decide if they can offer you coverage and on what terms. It’s how they work out the level of risk you pose before approving your application. The insurer looks at things like: Your age and gender … Read more
What is Premium Holiday in life Insurance? A Premium Holiday is a built-in feature of some life insurance policies that lets you take a break from paying premiums, without losing your cover. You can usually apply for a premium holiday if: You’ve had the policy in place and paid premiums for at least six months, … Read more
Question Is Trauma Insurance Worth It? Answer Yes, trauma insurance is worth it if you struggle financially due to a severe illness diagnosis because trauma insurance can replace your loss of income. When you take out trauma insurance, you’re not just protecting your wallet — you’re protecting your lifestyle, your recovery, and your whānau if … Read more
Question Is Income Protection Insurance Tax Deductible? Answer Yes, income protection premiums may be allowed as a tax deduction if the insurance pay-out would be taxable. Find the Best Income Protection Plan for You Get free quotes and compare life insurance policies. GET QUOTES Loss of earnings/profits insurance tax deductions A loss of earnings or … Read more
What is a health insurance exclusion? An exclusion is a treatment or medical condition not covered by health insurance. Excluded treatments are listed in the policy, aren’t paid for by the insurer, and don’t count toward the excess. LifeCovered explains the fine print to avoid unexpected costs when they matter most. Having helped hundreds of … Read more
What is a health insurance excess? What is excess on health insurance? Health insurance excess is the amount you agree to pay out of your own pocket when making a claim. It’s your share of the costs before your insurer covers the rest. You choose the excess amount when you take out your policy – … Read more
Everyday vs Comprehensive Health Insurance: What’s the Real Difference? The main difference between everyday and comprehensive health insurance is coverage scope. Comprehensive health insurance covers major medical events like surgery, hospitalization, or cancer treatment. Everyday health insurance covers routine healthcare costs such as GP visits, prescriptions, dental, and optical services. When choosing private health insurance, … Read more
