A collection of timely articles anything life & health insurance related. Please note these articles are not advice. Get in touch with us for specialist life & health insurance advice.
HOME Question What is Life Insurance? Answer Life insurance is an agreement between you and an insurer, that says your dependents, such as your children or spouse, will be financially looked after in the event of your death. Find the Best Life Insurance Plan for You Get free quotes and compare life insurance policies. GET … Read more
Life Insurance over 50 What is life insurance over 50? Life insurance over 50 is an underwritten policy between you and an insurance company and is best suited for people between 50 and 59. You agree to pay premiums that don’t increase because of age. In addition, the insurer agrees to pay a death benefit … Read more
Life Insurance Calculator Share on facebook Share on twitter Share on linkedin Share on email Use our life insurance calculator to find out how much life insurance cover you’ll need. A life insurance calculator estimates how much money your spouse would need, if you died, to pay off debts and fund immediate costs such as … Read more
Duty of Disclosure Share on facebook Share on twitter Share on linkedin Share on email Duty of Disclosure is about what you need to tell the insurer and your broker. Always tell the truth Insurance is based on the principle of utmost good faith. Put simply, you have a duty to provide truthful, complete and … Read more
Best Key Person Insurance: Protect your Business From the Loss of a Key Person Share on facebook Share on twitter Share on linkedin Share on email Protect Your Company Against the Loss of a Key Person Key Person Insurance (also known as business disability insurance or key man insurance) is an insurance policy that contributes towards … Read more
Life Insurance with Pre-Existing Conditions Share on facebook Share on twitter Share on linkedin Share on email According to the Ministry of Health’s Annual Health Survey 2018-19¹, almost 2 million kiwis suffer from a medical condition. These chronic conditions ranging from heart disease to asthma, to depression and anxiety disorders. Question is, can you get … Read more
Life Insurance for smokers in New Zealand Share on facebook Share on twitter Share on linkedin Share on email How does life insurance for smokers work? The answer is like any other life insurance, but chances are the premiums are higher compared to non-smokers. According to SmokeFree, in 2016, an estimated 13 per cent – that’s 610.000 … Read more
