A collection of timely articles anything life & health insurance related. Please note these articles are not advice. Get in touch with us for specialist life & health insurance advice.
Duty of Disclosure Share on facebook Share on twitter Share on linkedin Share on email Duty of Disclosure is about what you need to tell the insurer and your broker. Always tell the truth Insurance is based on the principle of utmost good faith. Put simply, you have a duty to provide truthful, complete and … Read more
What is life insurance underwriting? Share on facebook Share on twitter Share on linkedin Share on email What is Underwriting in life insurance? Underwriting is the process of evaluating an insurance application that involves determining an applicant’s risk by reviewing his/her medical information, financial information and lifestyle, and taking the applicant’s age and gender into consideration. Applying … Read more
What is Premium Holiday in life Insurance? Premium Holiday is a built-in life insurance policy benefit that allows you to stop paying premiums – usually, after you’ve paid premiums and the policy has been continuously in force for at least six consecutive months, and; you’ve become unemployed, or made bankrupt, or experiences financial hardship, or … Read more
Best Key Person Insurance: Protect your Business From the Loss of a Key Person Share on facebook Share on twitter Share on linkedin Share on email Protect Your Company Against the Loss of a Key Person Key Person Insurance (also known as business disability insurance or key man insurance) is an insurance policy that contributes towards … Read more
Life Insurance with Pre-Existing Conditions Share on facebook Share on twitter Share on linkedin Share on email According to the Ministry of Health’s Annual Health Survey 2018-19¹, almost 2 million kiwis suffer from a medical condition. These chronic conditions ranging from heart disease to asthma, to depression and anxiety disorders. Question is, can you get … Read more
Life Insurance for smokers in New Zealand Share on facebook Share on twitter Share on linkedin Share on email How does life insurance for smokers work? The answer is like any other life insurance, but chances are the premiums are higher compared to non-smokers. According to SmokeFree, in 2016, an estimated 13 per cent – that’s 610.000 … Read more
Specialist life, health and disability insurance advisor to business owners and established professionals, including medical professionals, lawyers, tradies and IT professionals.
Specialist life, health and disability insurance advisor to business owners and established professionals, including medical professionals, lawyers, tradies and IT professionals.