A collection of timely articles anything life & health insurance related. Please note these articles are not advice. Get in touch with us for specialist life & health insurance advice.
LifeCovered – Insurance Broker Question What does Trauma Insurance Cover? Answer Each Trauma Insurance policy covers a specific list of illnesses and medical conditions. The policy only pays out if you are diagnosed with one of the diseases or conditions listed in your policy. In this guide Find the Best Trauma Insurance Get free quotes … Read more
Income Protection for Dentists Are you a dentist looking for income protection? Let’s talk about protecting your income. Best Income Protection for Dentists The top three reasons medical professionals claim income protection insurance is: Mental health – like depression, stress or anxiety Musculoskeletal – like broken bones and back pain Serious illnesses – like cancer, … Read more
HOME Question What is non Pharmac drugs? Answer Non-Pharmac refers to all the drugs and treatments not subsidised by Pharmac. If your health cover has a non-Pharmac benefit, you can access more treatment options. The health insurer pays. Find the Best non-Pharmac Cover for You Get free quotes and compare life insurance policies without your … Read more
HOME Question What is Cash Flow Modelling? Answer Model your financial future: Will you have too little, too much, or just enough money? Find the Best Life Insurance Plan for You Get free quotes and compare life insurance policies. GET QUOTES Lifetime cash flow modelling is at the heart of our life insurance financial advice. … Read more
HOME Question What is Life Insurance? Answer Life insurance is an agreement between you and an insurer, that says your dependents, such as your children or spouse, will be financially looked after in the event of your death. Find the Best Life Insurance Plan for You Get free quotes and compare life insurance policies. GET … Read more
Life Insurance over 50 What is life insurance over 50? Life insurance over 50 is an underwritten policy between you and an insurance company and is best suited for people between 50 and 59. You agree to pay premiums that don’t increase because of age. In addition, the insurer agrees to pay a death benefit … Read more
Life Insurance Calculator Share on facebook Share on twitter Share on linkedin Share on email Use our life insurance calculator to find out how much life insurance cover you’ll need. A life insurance calculator estimates how much money your spouse would need, if you died, to pay off debts and fund immediate costs such as … Read more
Duty of Disclosure Share on facebook Share on twitter Share on linkedin Share on email Duty of Disclosure is about what you need to tell the insurer and your broker. Always tell the truth Insurance is based on the principle of utmost good faith. Put simply, you have a duty to provide truthful, complete and … Read more
What is life insurance underwriting? Share on facebook Share on twitter Share on linkedin Share on email What is Underwriting in life insurance? Underwriting is the process of evaluating an insurance application that involves determining an applicant’s risk by reviewing his/her medical information, financial information and lifestyle, and taking the applicant’s age and gender into consideration. Applying … Read more
What is Premium Holiday in life Insurance? Premium Holiday is a built-in life insurance policy benefit that allows you to stop paying premiums – usually, after you’ve paid premiums and the policy has been continuously in force for at least six consecutive months, and; you’ve become unemployed, or made bankrupt, or experiences financial hardship, or … Read more
