A collection of timely articles anything life & health insurance related. Please note these articles are not advice. Get in touch with us for specialist life & health insurance advice.
5 Tips for The Best Cheap Life Insurance in New Zealand Cheap life insurance in New Zealand is something everybody ideally wants. But, like me, you don’t want cheap if the quality is not ideal. The ever-increasing yearly renewable premiums make life insurance unaffordable. You want a reputable and quality policy at the very best price. Thankfully, … Read more
Why life insurance premiums increase? Life Insurance Premiums Increase every year. That is what most NZs are used to. Very rarely will a Bank or Insurance company clearly show you the lifetime costs you can expect to pay for a Life Insurance policy. Why do life insurance premium increase with age About 80% of life insurance policies … Read more
Life Insurance premiums don’t increase with age What is level life insurance? Level life insurance premiums don’t increase with age but stay fixed for a long time, usually until age 70 or 80, when the policy changes to a rate for age. Premiums increase if you increase the cover amount or activate indexation. Fixed premiums … Read more
How Special Events Increase Benefit works? The best life insurance companies in New Zealand allow you to increase your cover as your circumstances change and you reach important anniversaries or events in your life. What are Special Events Increase Benefits? The Special Events Increase is an important built-in benefit that allows you to increase the … Read more
Policy Wording Passback What is Policy Wording Passback? The best life insurance companies in New Zealand have a built-in policy benefit called ‘policy wording pass back’, which means when they announce policy enhancements, these are also passed back to existing customers. In practical terms, when a favourable change is made to a policy section, the … Read more
LifeCovered – Insurance Broker Why should a couple have life insurance? Life insurance for married couples is the best financial foundation for couples that rely on the spouse’s income to pay bills or debt. Find the Best Life Insurance Plan for You Get free quotes and compare life insurance policies. GET INSTANT QUOTES Life insurance is tax-free … Read more
For 5+ EMPLOYEES Small Business Health Insurance Automatic acceptance for all staff and no paper application process Help your employees get back on their feet quickly with speedy access to diagnosis and treatment Your staff can claim right away – no stand-downs Get a quote for your business for your employees for your family case … Read more
How to Get Life Insurance After a Heart Attack LifeCovered – Insurance Broker Can I Get Life Insurance After a Heart Attack? Yes, it is possible to get life insurance after a heart attack. After a heart attack, the policies you can qualify for and the cost of those policies will be affected by your … Read more
Life Insurance Cost Explained Get an idea of how much you’ll pay for life insurance based on your age, gender, health and more. Insurers will mainly base your life insurance rate on your health and age. Additional factors include your weight, smoking (vaping or any nicotine product), occupation, and even your family health history. Price … Read more
Life Insurance Broker vs. Insurance Agent: What’s the Difference? Life insurance brokers and agents can help you buy an insurance policy. However, the difference between a life insurance broker and an agent in New Zealand is that the agent represents the insurance provider that employs them and helps sell policies from that single insurance company. … Read more
