If serious illness reached one of your team, could they focus on recovery instead of the bills?

Group trauma cover pays a tax-free lump sum when an employee is diagnosed with a critical illness such as cancer, a heart attack or a stroke, helping with the mortgage, childcare and medical costs while they get better.

$0 adviser fee 4.9 / 5 on Google1,000+ families protected

What is group critical illness cover

Group Critical Illness Cover will pay out a tax-free cash lump sum should an employee suffer a critical illness such as cancer, heart attack or stroke whilst being employed for your business. The lump-sum payout is typically between 1 and 5 times an employee’s annual salary.

Why is employee critical illness cover Important?

Everyone faces a very real risk of critical illness during their working lives and nearly 60%¹ per cent of all critical illness claims are cancer-related.

Generally across the leading insurers in New Zealand, the top 3 critical illness claims in 2020 were

Cancer – 59%
Heart – 15%
Neurological – 16%

Group Critical Illness Cover

Similar workplace group insurance

Group Medical Insurance

Jump the waitlists and gives your employee access to medical treatment. Your staff can therefore recover sooner.

Group Total Permanent Disablement

(TPD) Insurance pays a lump sum benefit if you are no longer able to work due to an injury or sickness

Group Income Protection

Regular payments to help you maintain your lifestyle while you’re unable to work due to injury or illness.

Group Life Insurance

Support and peace of mind for people facing the consequences of death and terminal illness.

Sources

¹ AIA claims paid during 2020

Compare Workplace Income Protection Insurance Quotes & Get Expert Advice

Creating a competitive staff benefits package can be a bit of a headache.

All across New Zealand, we help small businesses with staff insurance packages so the companies can focus on what they do best.
We are here to assist you in setting up and managing your employee benefits while securing the best possible premiums.

By allowing us to assist you in setting up and managing your employee benefits, you can rest assured that you are providing your employees with the best possible benefits while also securing the most competitive premiums available.

Our expert team is dedicated to ensuring that your benefits program is tailored to meet your specific needs and budget, so you can focus on what matters most – growing your business.

Group trauma cover answers the first question: what happens straight away? Two more are worth asking.

Who carries their household if they're not there?

Trauma protects an employee through a serious illness. Group life insurance protects their family beyond it. Most employers offer both together.

How group life insurance works →

What if recovery takes years, not months?

A lump sum has an end date. Group income protection pays month after month while your employee gets back on their feet.

See how group income protection works →

Also under Protect My Employees: group health insurance for faster treatment, group TPD cover if work ends for good and the employee benefits guide for the full picture.

Simple to set up. Valuable from day one.

Three steps from a first chat to a covered team, and the advice costs you nothing.

1
Step 01
Tell us about your team
The first conversation is just a chat. No forms, no commitment. Once you are ready, we need a brief staff list to get quotes from the market.
No forms, no commitment
2
Step 02
We compare the whole market
We approach the insurers, assess the options, and come back with a clear recommendation that fits your team size, industry, and budget.
Quotes from the whole market
3
Step 03
You choose, we handle the rest
Once you are happy with the plan, we manage setup, staff onboarding, and ongoing changes as your team grows.
We handle setup and onboarding

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Group Trauma Cover NZ: Critical Illness Lump Sum for Employees